Locally Rooted.
Genuinely Invested.

Financial planning that fits your life. Independent advice from a team that gets to know you.

Irish & Charuhas Wealth Management is a Portland-based financial planning firm serving clients nationwide. We work with pre-retirees, retirees, business owners, and families navigating big financial decisions — from retirement planning to tax-smart investing to passing wealth to the next generation.

We’ve been doing this since 2004, and we’re still independent. That means our advice is built around what’s right for you.

We Work With You

Approaching Retirement or Already There

You’ve spent decades building your wealth. Now it’s time to make sure it lasts, and works for the life you want.

Business Owners

Running a business is complicated enough. We help you plan for taxes, retirement, and the eventual transition, so you can focus on what you do best.

Working With Tax Professionals

We partner with tax professionals to make sure your investments and your tax strategy are working together.

Inheriting Wealth

Inheriting can feel overwhelming. We help you make thoughtful decisions so you can honor what was passed down while building your own future.

HOW WE INVEST

Your Portfolio Should Match Your Plan

We build portfolios through our partnership with Horizon Investments, using a goals-based framework that matches your investments to where you are in life. Instead of one-size-fits-all, your portfolio is built around three distinct stages:

Gain

Accumulation is the priority. Strategies focused on capturing long-term growth while managing volatility.

Protect

Preservation is the priority. Continued growth with active downside protection built in to guard against major losses.

Spend

Distribution is the priority. Designed to generate reliable income and maintain a cash reserve so withdrawals don’t compromise the portfolio.

Each approach is built around your goals and timeline.

Tax Planning and Financial Planning. Together.

Most people have a tax professional and a financial advisor who never talk to each other. We do it differently. Our partnership with Jim Schaller, tax professional and financial advisor, means your tax strategy and investment strategy work together.

Learn more about our Tax + Wealth partnership →